{"id":18825,"date":"2026-03-19T21:57:48","date_gmt":"2026-03-19T21:57:48","guid":{"rendered":"https:\/\/kontaktreality.cz\/?page_id=18825"},"modified":"2026-03-19T22:11:11","modified_gmt":"2026-03-19T22:11:11","slug":"casto-kladene-otazky","status":"publish","type":"page","link":"https:\/\/kontaktreality.cz\/en\/casto-kladene-otazky\/","title":{"rendered":"\u010casto kladen\u00e9 ot\u00e1zky"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"18825\" class=\"elementor elementor-18825\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74612bc9 e-flex e-con-boxed e-con e-parent\" data-id=\"74612bc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3372337f elementor-widget elementor-widget-mh_spacer\" data-id=\"3372337f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mh_spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"myhome-spacer myhome-spacer--extra-large\">\n    <!-- MyHome Spacer -->\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61df04c0 elementor-widget elementor-widget-mh_spacer\" data-id=\"61df04c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mh_spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"myhome-spacer myhome-spacer--medium\">\n    <!-- MyHome Spacer -->\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-643d7b65 elementor-widget elementor-widget-heading\" data-id=\"643d7b65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">FAQ\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36eaea2 elementor-widget elementor-widget-spacer\" data-id=\"36eaea2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f9ac74 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2f9ac74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_3 et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_module et_pb_text et_pb_text_3 et_pb_text_align_left et_pb_bg_layout_light\"><div class=\"et_pb_text_inner\"><div class=\"et_pb_section et_pb_section_0 et_pb_with_background et_section_regular\"><div class=\"et_pb_row et_pb_row_1 et_pb_gutters1\"><div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1 et_pb_css_mix_blend_mode_passthrough et-last-child\"><div class=\"et_pb_module et_pb_text et_pb_text_1 et_pb_text_align_center et_pb_bg_layout_dark\"><div class=\"et_pb_text_inner\"><div class=\"et_pb_section et_pb_section_0 et_pb_with_background et_section_regular\"><div class=\"et_pb_row et_pb_row_1 et_pb_gutters1\"><div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\"><div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_center et_pb_bg_layout_dark\"><div class=\"et_pb_text_inner\"><p>Investing in Costa del Sol Pays Off!\nSpanish property prices have long been among the lowest in Southwestern Europe. Depending on the location, type, and quality of the property, as well as its rental potential, it is possible to expect an annual investment return of approximately 6\u20138% p.a.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4693faf9 elementor-widget elementor-widget-mh_spacer\" data-id=\"4693faf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mh_spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"myhome-spacer myhome-spacer--small\">\n    <!-- MyHome Spacer -->\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f67139b elementor-widget elementor-widget-mh_spacer\" data-id=\"3f67139b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mh_spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"myhome-spacer myhome-spacer--extra-large\">\n    <!-- MyHome Spacer -->\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b841650 e-flex e-con-boxed e-con e-parent\" data-id=\"b841650\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8217924 elementor-widget elementor-widget-html\" data-id=\"8217924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.faq-section{\r\nmax-width:900px;\r\nmargin:80px auto;\r\nfont-family:inherit;\r\n}\r\n\r\n\/* ITEM *\/\r\n.faq-item{\r\nbackground:#F8F1F1;\r\nborder:1px solid #eee9e5;\r\nborder-radius:12px;\r\npadding:20px 22px;\r\nmargin-bottom:10px;\r\ntransition:all 0.3s ease;\r\n}\r\n\r\n\/* HOVER *\/\r\n.faq-item:hover{\r\nbackground:#F8F1F1;\r\nborder-color:#eee9e5;\r\n}\r\n\r\n\/* ACTIVE *\/\r\n.faq-item.active{\r\nbackground:#FCF6F6;\r\nborder-color:#F1E7E7;\r\n}\r\n\r\n\/* QUESTION *\/\r\n.faq-question{\r\ncursor:pointer;\r\nfont-size:18px;\r\nfont-weight:500;\r\ncolor:#2f2f2f;\r\ndisplay:flex;\r\njustify-content:space-between;\r\nalign-items:center;\r\n}\r\n\r\n\/* ICON *\/\r\n.faq-question::after{\r\ncontent:\"+\";\r\nfont-size:18px;\r\ncolor:#c7b8b1;\r\ntransition:all 0.3s ease;\r\n}\r\n\r\n\/* ACTIVE ICON *\/\r\n.faq-item.active .faq-question::after{\r\ncontent:\"\u2013\";\r\ncolor:#bfa6a6;\r\n}\r\n\r\n\/* ANSWER *\/\r\n.faq-answer{\r\nmax-height:0;\r\noverflow:hidden;\r\nopacity:0;\r\ntransition:max-height 0.4s ease, opacity 0.3s ease;\r\ncolor:#6f6b67;\r\nfont-size:15px;\r\nline-height:1.7;\r\n}\r\n\r\n\/* ACTIVE ANSWER *\/\r\n.faq-item.active .faq-answer{\r\nmax-height:500px;\r\nopacity:1;\r\nmargin-top:12px;\r\n}\r\n\r\n\/* LEFT ACCENT LINE *\/\r\n.faq-item{\r\nposition:relative;\r\n}\r\n\r\n.faq-item::before{\r\ncontent:\"\";\r\nposition:absolute;\r\nleft:0;\r\ntop:18px;\r\nbottom:18px;\r\nwidth:3px;\r\nbackground:transparent;\r\nborder-radius:2px;\r\ntransition:0.3s;\r\n}\r\n\r\n.faq-item.active::before{\r\nbackground:#e7d9d9;\r\n}\r\n<\/style>\r\n\r\n<div class=\"faq-section\">\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">How to Choose a Property in Spain?<\/div>\r\n<div class=\"faq-answer\">\r\nChoosing a property is not only about the property itself, but mainly about its context. The key factors are location, accessibility (car vs. walking distance), distance to services, surrounding development, and the orientation of the apartment or house.<br><br>\r\nIt is also important to consider whether you are buying the property for personal use, investment, or a combination of both. Each of these goals has different criteria and significantly influences the selection process.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">Why Andalusia and Costa del Sol?<\/div>\r\n<div class=\"faq-answer\">\r\nCosta del Sol has long been one of the most stable locations in Spain. It offers more than 300 sunny days per year, quality infrastructure, an international airport in M\u00e1laga, and high rental demand.<br><br>\r\nHigher prices compared to other areas are balanced by market liquidity and long-term property value growth.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">What is NIE and Why Do You Need It?<\/div>\r\n<div class=\"faq-answer\">\r\nNIE (N\u00famero de Identidad de Extranjero) is a foreigner identification number in Spain. Without it, it is not possible to purchase a property.<br><br>\r\nYou will need it not only for the purchase contract, but also to open a bank account, set up utilities, and pay taxes. It can be obtained either in Spain or at the Spanish consulate in the Czech Republic.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">How to Open a Bank Account in Spain?<\/div>\r\n<div class=\"faq-answer\">\r\nAfter obtaining your NIE, you will open an account with a Spanish bank through which the entire transaction is processed.<br><br>\r\nYou will need: an ID or passport, NIE number, and proof of income or business activity. The account is also used for ongoing payments such as utilities, community fees, and taxes.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">Is a Deposit or Reservation Paid When Buying a Property?<\/div>\r\n<div class=\"faq-answer\">\r\nYes. First, a reservation fee of approximately \u20ac5,000\u2013\u20ac6,000 is usually paid, which removes the property from the market.<br><br>\r\nThis is followed by signing a preliminary purchase agreement, and the deposit is increased to approximately 10% of the purchase price. This amount serves as a binding guarantee of the transaction.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">Is It Possible to Be Represented During the Purchase?<\/div>\r\n<div class=\"faq-answer\">\r\nYes, the entire process can be handled through a power of attorney. This is granted to a lawyer or a so-called gestor\u00eda, who will represent you when signing contracts, communicating with authorities, and transferring the property.<br><br>\r\nThis means the purchase can be completed even without your physical presence in Spain.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">When Does the Property Transfer Take Place?<\/div>\r\n<div class=\"faq-answer\">\r\nThe property transfer takes place upon signing the notarial deed (Escritura de compraventa). At that moment, you become the legal owner of the property.<br><br>\r\nThe notary then submits the application for registration in the Land Registry, which usually takes approximately 4\u20136 months (longer for new developments).\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">How Long Does the Entire Purchase Process Take?<\/div>\r\n<div class=\"faq-answer\">\r\nTypically 4\u20138 weeks from the payment of the deposit. The timeline may vary depending on the agreement between the parties, financing arrangements, or the legal due diligence of the property.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">What Are the Total Acquisition Costs?<\/div>\r\n<div class=\"faq-answer\">\r\nIn addition to the property price, it is necessary to budget approximately an additional 10\u201313%.<br><br>\r\nThis typically includes:\nProperty transfer tax (7% for resale properties)<br>\r\nNotary fees approximately \u20ac1,000\u2013\u20ac1,500<br>\r\nLand Registry fees approximately \u20ac800\u2013\u20ac1,000<br>\r\nLegal fees approximately 1% + VAT<br><br>\r\nFor new-build properties, a 10% VAT is paid instead of the property transfer tax.\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"faq-item\">\r\n<div class=\"faq-question\">What Are the Annual Property Ownership Costs?<\/div>\r\n<div class=\"faq-answer\">\r\nEvery property owner must pay property tax (IBI), which ranges approximately from 0.3% to 1.1% of the cadastral value.<br><br>\r\nIn addition, owners pay for utilities, water, insurance, and community fees (maintenance, pool, gardens).<br><br>\r\nIf the property is rented out, income tax is payable (approximately 19%).\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\ndocument.querySelectorAll(\".faq-question\").forEach(q=>{\r\nq.addEventListener(\"click\",()=>{\r\nconst item=q.parentElement;\r\n\r\n\/* zav\u0159e ostatn\u00ed *\/\r\ndocument.querySelectorAll(\".faq-item\").forEach(i=>{\r\nif(i!==item){i.classList.remove(\"active\")}\r\n});\r\n\r\nitem.classList.toggle(\"active\");\r\n});\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u010cast\u00e9 ot\u00e1zky Investice na Costa del Sol se vyplat\u00ed! Ceny \u0161pan\u011blsk\u00fdch nemovitost\u00ed pat\u0159\u00ed dlouhodob\u011b k nejni\u017e\u0161\u00edm ze zem\u00ed jihoz\u00e1padn\u00ed Evropy. Dle lokality, typu a kvality nemovitosti v\u010detn\u011b mo\u017enost\u00ed jej\u00edho pron\u00e1jmu se d\u00e1 kalkulovat s investi\u010dn\u00edm zhodnocen\u00edm ve v\u00fd\u0161i 6 \u2013 8 % p.a. Jak si vybrat nemovitost ve \u0160pan\u011blsku? V\u00fdb\u011br nen\u00ed jen o samotn\u00e9 nemovitosti, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-18825","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/pages\/18825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/comments?post=18825"}],"version-history":[{"count":7,"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/pages\/18825\/revisions"}],"predecessor-version":[{"id":18839,"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/pages\/18825\/revisions\/18839"}],"wp:attachment":[{"href":"https:\/\/kontaktreality.cz\/en\/wp-json\/wp\/v2\/media?parent=18825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}